*Borrower income limited to 115% of median income for the area.  Borrowers must have reasonable credit histories.  30 year loan term.  Housing costs cannot exceed 29% of income; total debt ratio cannot exceed 41% of income.  Homes must meet state HCFP building codes.  Guarantee fee required.  Available only in rural areas.  All loans subject to underwriting approval.  Additional restrictions and conditions apply.  Call for details.

If you would like to get more information about the USDA Rural Development Home Loan please complete the worksheet below.


  • No Down Payment Required*
  • Closing costs can be financed into the loan
  • Minimal credit score requirements
  • Low monthly mortgage insurance
  • Home must be located in an eligible area
  • Home must meet property eligibility requirements
  • Fill out worksheet to get additional information about qualifying

This website is operated by GSF Mortgage Corp, 420 S Main, Joplin, MO 64801, (417)-624-5151.  GSF Mortgage Corp is an FHA Approved Lending Institution, and is not acting on behalf or a the direction of HUD/FHA/USDA or the Federal Government.  Corporate NMLS #1018 Branch NMLS # 1479063.  For licensing verification please visit  This branch is licensed in KS (MC.0025056-BR.002), MO (16-2204.3), and OK (MLB10917), NMLS # 141374.  A Kansas Licensed Mortgage Company.  To verify licensing, please visit  For complete information visit

This is not an offer to make a loan or to make a loan on any particular terms. All loan applicants must qualify under the underwriting requirements and satisfy all contingencies of loan approval. GSF Mortgage Corp. NMLS# 1018. 15430 W. Capitol Drive | Brookfield, WI 53005. Equal Housing Lender