This website is operated by CrossCounty Mortgage, Inc., 420 S Main, Joplin, MO 64801, (417)-624-5151.  CrossCountry Mortgage, Inc. is an FHA Approved Lending Institution, and is not acting on behalf or a the direction of HUD/FHA/USDA or the Federal Government.  Corporate NMLS #3029, Branch NMLS # 1221800.  For licensing verification please visit www.nmlsconsumeraccess.org.  This branch is licensed in AR, KS (MC.0025056-BR.002), MO (13-2030.2), and OK (MLB10383), NMLS # 141374.  A Kansas Licensed Mortgage Company.  To verify licensing, please visit www.NMLSConsumerAccess.org.  For complete information visit www.myccmortgage.com.


*Borrower income limited to 115% of median income for the area.  Borrowers must have reasonable credit histories.  30 year loan term.  Housing costs cannot exceed 29% of income; total debt ratio cannot exceed 41% of income.  Homes must meet state HCFP building codes.  Guarantee fee required.  Available only in rural areas.  All loans subject to underwriting approval.  Additional restrictions and conditions apply.  Call for details.


USDA RURAL DEVELOPMENT HOME LOAN BASICS

  • No Down Payment Required
  • Closing costs can be financed into the loan
  • Minimal credit score requirements
  • Low monthly mortgage insurance
  • Home must be located in an eligible area
  • Home must meet property eligibility requirements
  • Fill out worksheet to get additional information about qualifying

USDA-Loans.INFO


If you would like to get more information about the USDA Rural Development Home Loan please complete the worksheet below.