If you would like to get more information about the USDA Rural Development Home Loan please complete the form below.

​​USDA RURAL DEVELOPMENT HOME LOAN BASICS​

  • NO DOWN PAYMENT REQUIRED 
  • Closing costs can be financed into the loan
  • Minimal credit score requirements - 600 minimum score
  • Low monthly mortgage insurance
  • Most homes are located in an eligible area
  • Home must meet property eligibility requirements
  • Must be a regular stick-built home
  • Single Close Construction Program available
  • USDA to USDA Streamline Refinances available
  • Low Interest Rates
  • Very simple prequalification process
  • Receive Pre-approval letter in less than 48 hours
  • More Frequently Asked Questions
  • USDA Property Eligibility Maps

This website is operated by GO Mortgage, LLC, 1286 Jungemann Road, St. Peters, MO 63376 , (417) 850-4091.  GO Mortgage, LLC is an FHA Approved LendingInstitution, and is not acting on behalf or a the direction of HUD/FHA/USDA or the Federal Government.  Corporate NMLS #1018 Branch NMLS # 1479063.  For licensing verification please visit www.nmlsconsumeraccess.org.  This branch is licensed in KS (MC.0025056-BR.002), MO (16-2204.3), and OK (MLB10917), NMLS # 141374.  A Kansas Licensed Mortgage Company. Minnesota Residential Mortgage Originator License Number MN-MO-20186330. This is not an offer to enter into an interest rate lock-in agreement under Minnesota law.  Any such offer may only be made in accordance with the requirements of MN Stat. Section 47.206(3) and (4). Louisiana Residential Mortgage Lending License. Michigan 1st  Mortgage Lender, Broker & Servicer Registrant Number FR0018644. Indiana-DFI First Lien Mortgage Lending License Number 10882. Alabama Consumer Credit License Number 22145. Pennsylvania Mortgage Lender License Number 21368. Licensed by the Pennsylvania Department of Banking. In Arkansas, GO Mortgage, LLC conducts business as "GO Rate Mortgage, LLC."  To verify licensing, please visit www.NMLSConsumerAccess.org.  For complete information visit www.gogsf.com. 

Not affiliated with FHA/HUD or any other government agency. This is not an offer to make a loan or to make a loan on any particular terms. All loan applicants must qualify under the underwriting requirements and satisfy all contingencies of loan approval. ©2022 GO Mortgage LLC. NMLS# 1018 4215 Worth Ave., Suite 320, Columbus, OH 43219, (262) 373-0790. www.nmlsconsumeraccess.org. Equal Housing Opportunity.


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